Office

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Cover for Commercial Offices against a range of exposures in a single convenient policy.
Covers include Property Damage, Financial Loss and Legal Liabilities.

  • Material Damage cover on Buildings & Contents

    Optional Cover for Fire & Specific Perils, Glass, Theft or All Risks Cover.

  • Business Interruption

    Covers you against loss of income and/or extra expenses incurred as a result of Interruption or interference to your business due to damage to Buildings or Contents.

  • Employers Liability

    Covers your legal liability for injury sustained by your employees in the course of your business.

  • Public Liability

    Covers your legal liability for bodily injury to third parties or damage to third party property in connection with your business.

  • Money

    Cover for money on premises, in transit or in safes belonging to your business.

    Money in transit will be to subject Insurers Standard Custodian Warranty i.e. may require more than one person to carry money to and from bank depending on the transit limit required.

  • Computer Cover

    Cover for damage to computer equipment and additional costs or replacing lost data.

  • Documents in Transit

    Cover in respect of the replacement of documents lost or damaged in transit.

  • Fidelity Cover

    Cover for loss of money and/or contents as a result of fraud / dishonesty of an employee.

You should also consider arranging the following Additional Cover

  • Professional Indemnity

    Professional Indemnity Insurance protects professional practitioners such as architects, accountants, consultants, doctors, engineers, surveyors, solicitors and many other professions against potential negligence claims taken against them by their clients.