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Cover for Retailers against a range of exposures in one single convenient policy.
Covers include Property Damage, Financial Loss and Legal Liabilities.

  • Material Damage cover on Buildings & Contents & Stock

    Optional cover for Fire & Specific Perils, Glass, Theft or All Risks Cover.

  • Business Interruption

    Cover against loss of income and/or extra expenses incurred as a result of interruption or interference to your business due to damage to buildings, contents or stock.

  • Employers Liability

    Covers your legal liability for injury sustained by your employees in the course of your business.

  • Public Liability

    Covers your legal liability for bodily injury to third parties or damage to third party property in connection with your business.

  • Products Liability

    Pays damages, expenses and legal costs caused by defects in products sold or supplied.

  • Money

    Cover for money on premises, in transit or in safes belonging to your business.

    Money in transit will be subject to Insurers Standard Custodian Warranty i.e. may require more than one person to carry money to and from bank depending on the transit limit required.

  • Computer Cover

    Cover for damage to computer equipment and additional costs or replacing lost data.

  • Wrongful Arrest

    Covers your legal liability for defamation in respect of the wrongful arrest of a customer.

  • Fidelity Cover

    Cover for loss of money and/or contents as a result of fraud / dishonesty of an employee.

  • Frozen Foods

    Deterioration of frozen food caused by the accidental failure of the power supply or due to the breakdown of your refrigeration equipment.

  • Goods in Transit

    Loss of goods in transit while being collected from suppliers or delivered to customers.