What we offer

  • We compare the market for the best prices
  • Dedicated claims team at your service
  • Range of cover suitable for your requirements

Did you know, that if you have a vehicle, it is mandatory by law that you
have insurance to drive it in a public place?

It is a criminal offence to do so without a minimum level of cover that
covers your legal liability for any injury or loss suffered by other
people (Third Parties) as a result of your driving.

Here at Cavanagh Hooper Dolan we have a number of cover options available,
all designed to provide you with the level of protection that suits your needs.

Third Party Only Cover (TPO)

  • Covers damage caused to a third party’s vehicle or property
    & for any injuries caused to a third party or parties.
  • No cover for any damage to your vehicle.

Third Party Fire & Theft Cover (TPFT)

  • Includes your liability to third parties as above.
  • Also includes loss or damage to your vehicle caused
    by fire, self-ignition, lightning or explosion.
  • Loss of your vehicle by theft or damage caused by attempted theft.

Comprehensive Cover

  • Cover in respect of third party liability and
    any accidental damage to your own vehicle.
  • Protection in the event of fire or damage caused
    by theft or attempted theft (see TPFT).
  • Windscreen or glass protection as standard.

Motor Cover can include a range of extra benefits:

  • Third party cover when driving someone else’s car.
  • Emergency breakdown & recovery service or approver repairer service.
  • Courtesy car following an accident or theft.
  • Cover for loss of personal belongings from a locked boot or glove compartment.

Other Options

  • Full bonus protection permits you to have a specific number or specific value of claims within a certain period without the loss of your no-claims discount.
  • ‘Step-back’ bonus protection means that, in the event of a claim, you will only lose part of your no-claims discount, but not all of it.